At PortLoan, we help individuals and families secure affordable home loans with competitive interest rates and flexible repayment options. With over 13 years of financial expertise, we guide you through every step — from documentation to final approval.
Whether you are purchasing a new home, constructing a house, or refinancing an existing property, our expert team ensures a smooth and fast approval process.
Our Home Loan solutions are designed exclusively for:
We deliver trusted financial solutions with transparency and care.
Our team of informed professionals ensures your needs come first. From application to disbursement, we handle the entire process with speed, transparency, and care.
We prioritize your financial needs at every step, providing personalized guidance and transparent communication for a smooth borrowing experience.
Our support team is always ready to assist you. From application to loan approval, we provide prompt, clear, and friendly guidance.
Working primarily with HDFC Bank Ltd., we make home financing easy and efficient:
And if HDFC Bank doesn’t fit your needs, no worries—we’ll guide you to other top Banks & NBFCs and get your loan processed smoothly.
T&C Apply. Loan approval, interest rate, and tenure are at the sole discretion of the respective Banks & NBFCs. Home Loans available only for registered home entities (Proprietorship, Partnership, Pvt. Ltd. Companies).
By applying, you agree to receive communication via RCS, SMS, WhatsApp & Email.
| Particulars | Details |
|---|---|
| Loan Amount | ₹20,00,000 |
| Tenure | 36 Months (3 Years) |
| Interest Rate | 12.50% (Reducing Balance) |
| EMI | ₹66,907 |
| Processing Fees (incl. GST) |
2% of Loan Amount = ₹40,000 + GST (18%) = ₹7,200 Total = ₹47,200 |
| Stamp Charges | ₹500 |
| Interest Amount (Approx.) | ₹4,08,652 |
| Total Cost of Loan |
₹4,08,652 (Interest) + ₹47,200 (Processing Fees) + ₹500 (Stamp Charges)
= ₹4,56,352 |
We collaborate with India’s leading banks & NBFCs