It's a rich man's world Well, not quite so. Easy personal loans give everyone the opportunity to embrace their dreams even if they weren't born with a silver spoon!
Whether it's a grand wedding, home makeover, unexpected emergency, hospital expenses, or even that long-awaited international holiday a Personal Loan from HDFC Bank (through PortLoan) is your smartest and easiest choice.
At PortLoan, we work primarily with HDFC Bank Ltd. India's leading private bank, to ensure you get:
We deliver trusted financial solutions with transparency and care.
Our team of informed professionals ensures your needs come first. From application to disbursement, we handle the entire process with speed, transparency, and care.
We prioritize your financial needs at every step, providing personalized guidance and transparent communication for a smooth borrowing experience.
Our support team is always ready to assist you. From application to loan approval, we provide prompt, clear, and friendly guidance.
Working primarily with HDFC Bank Ltd, we make Personal financing easy and efficient:
And if HDFC Bank doesn’t fit your needs, no worries—we’ll guide you to other top Banks & NBFCs and get your loan processed smoothly.
T&C Apply. Loan approval, interest rate, and tenure are at the sole discretion of the respective Banks & NBFCs. Personal Loans available only for registered personal entities (Proprietorship, Partnership, Pvt. Ltd. Companies).
By applying, you agree to receive communication via RCS, SMS, WhatsApp & Email.
| Particulars | Details |
|---|---|
| Loan Amount | ₹20,00,000 |
| Tenure | 36 Months (3 Years) |
| Interest Rate | 12.50% (Reducing Balance) |
| EMI | ₹66,907 |
| Processing Fees (incl. GST) |
2% of Loan Amount = ₹40,000 + GST (18%) = ₹7,200 Total = ₹47,200 |
| Stamp Charges | ₹500 |
| Interest Amount (Approx.) | ₹4,08,652 |
| Total Cost of Loan |
₹4,08,652 (Interest) + ₹47,200 (Processing Fees) + ₹500 (Stamp Charges)
= ₹4,56,352 |
We collaborate with India’s leading banks & NBFCs